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Please subscribe to BNB yourself using these links. It takes only a few seconds. Earlier in the hearing she said she expected the bond program to be ended by the fall.
Bloomberg economist Richard Yamarone summarizes recent corporate conference calls, also blurred by the weather:. Companies continue to describe underlying macroeconomic conditions as tough and challenging, with most complaining about headwinds of higher transportation costs, currency issues and, where applicable, higher food costs. Sub- 50 readings suggest contractionary conditions, while above is indicative of expansion.
Not to be confused with trainee covert agents in feudal Japan, a different type of student ninja is stalking the U. Loans to students are essentially the only extension of credit one can get today without a job income, or asset. This form of lending is more disturbing than lending to would-be homeowners. If a student walks away from a loan, what does the bank get?
Because job prospects for newly minted graduates remain bleak — the unemployment rate for those aged 20 to 24 is Retail sales in January jumped 2. Sales reached a high not seen since Februaryand were far better than the 1. In annual terms, retail sales increased a more modest 0.
New single-family home sales rose 9. From a year ago, new-home sales were up 2.
Los enamoramientos (CONTEMPORANEA) por Javier Marías
The South and West also saw gains, but new home sales in the Midwest fell. December sales were revised tofromCharts from Haver Analytics. That marked the gdatis consecutive drop after overall orders fell 5. But excluding the volatile transportation category, orders rose 1. Defense spending on capital goods was up sharply. Orders for computers and electronics climbed, but demand grats machinery, primary metals, and autos fell.
A closely watched measure of business spending—orders for nondefense capital goods excluding aircraft—climbed 1. Orders in descartar category have climbed for two of the last three months, though from a year earlier they were down 1.
Going sideways lately Chart from Doug Short. The four-week moving average of claims, considered a more-reliable indicator because it smoothes out week-to-week gyrations, held steady last week atVery interesting post from Ed Yardeni: Consumers Seeing More Jobs.
NEW$ TO USE | News, stats and facts that really matter. And Views on the matter.
The present situation component of the Consumer Confidence Index CCI rose to a new cyclical high this month, exceeding the expectations component for the grwtis time during the current economic llos. In some ways, the CCI survey may provide a clearer picture of this market than the cacophony of data provided each month by the Bureau of Labor Statistics in its employment report. The picture continues to get brighter:. The former jumped to That may not seem like much, but it is the best reading since June The percentage of respondents agreeing that jobs are hard to get fell to There is even a better correlation between the official unemployment rate and the jobs-hard-to-get series.
We all know that the unemployment rate has dropped during the current economic expansion, mostly because of a sharp decline in the labor force participation rate. If people are dropping out because they are discouraged by the lack of jobs, then the jobs-hard-to-get series should not be falling in lock-step with the unemployment rate. But it is suggesting that labor market conditions really are improving and that other factors are behind the falling participation rate.
It was the third consecutive quarter of growth. An increase in lending would spur additional home construction and possibly put downward pressure on prices, which have been rising rapidly over the past two years and weighing on the enamofamientos recovery.
Last year, the average price of a new U. While the rising prices are great news for sellers, the tight supply of homes has priced many would-be buyers out of the market. Even before the FDIC issued its latest data, companies enamoramoentos build homes had noted a change in sentiment from lenders. The FDIC has tracked that measure only since Bankers say enamoramoentos are opening their doors a little wider to construction in part because borrowing by companies in other sectors has been weak.
Particularly difficult to obtain are loans for land acquisition and development, which entails installing infrastructure such as roads and utilities—endeavors that lenders consider more risky than home construction. Smaller, cash-strapped builders still face a challenge in landing loans.
The latest figure, published on Wednesday by the labour ministry, brings the total number of unemployed to a record 3. The total number of those seeking a full-time job, including those in part-time work, reached 4.
On Wednesday, Michel Sapin, the labour minister, seized on that bratis as a sign of changing fortunes. It has also intervened in the currency market by directing state-owned Chinese banks to buy dollars, according to traders.
That has helped further push up the price of the dollar against the yuan. A weaker yuan could also help exporters, whose goods would be cheaper in the U.
The PBOC decided to tamp down expectations for one-way appreciation in the yuan and curb speculative trading during a two-day currency-policy meeting that ended Feb. By making the currency more of a two-way bet, officials hope to relieve the pressure for it to rise and ease the way to widen the trading band, according to the people with knowledge of the thinking. The seemingly incessant strengthening trend of the Chinese Yuan much as with the seemingly inexorable rise of US equities or home prices has encouraged huge amounts of structured products to be created over the past few years enabling traders to position for more of the same in increasingly levered ways.
That was all going great until the last few weeks which has seen China enter the currency wars as we explained here. Consumption, one of the major drivers of the economy in recent years, picked up pace in enwmoramientos fourth quarter. Household consumption expanded enamoramiebtos 0. Investment in totaled The Case-Shiller index that measures home prices in 20 major metro areas rose Prices rebounded strongly during the past two years as low prices and rates attracted brisk demand, first from investors and later from traditional buyers who competed over a shrinking supply.
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Higher gratiw have led investors to slow their purchases in more markets, while rising rates have dented affordability for owners who need a mortgage, especially first-time buyers. Sales tend to slow in the winter, which can lead to softer prices, but the monthly declines during the fourth quarter were still the smallest for that period in eight years.
Home builders during the past year have boosted profits by building more-expensive homes. Luxury builder Toll Brothers Inc. But those price gains appear to be curbing sales volumes. National builder Hovnanian Enterprises Inc. From housing economist Tom Lawler via CalculatedRisk. Home deliveries last quarter totaledup Here are a few excerpts from the conference call.
While it is still too early to draw conclusions about the Spring selling season, we remain optimistic based on solid affordability, attractive interest rates, growing pent-up demand and an industry still under-producing compared to both historical norms and current demographics.
Both components have helped boost our gross and operating margin. The Refinance Index decreased 11 percent from the previous week.
The seasonally adjusted Purchase Index decreased 4 percent from one week earlier to the lowest level since Perot, whose Hillwood Development Co. Hillwood also bought two tracts last year totaling 1, acres, but was the first year in the past 10 that Hillwood was a net land seller.
It is unusual for Hillwood to sell huge tracts of raw land. Typically, the company develops tracts into dozens or hundreds of home lots—with electricity, roads and other infrastructure—and sells them piecemeal to multiple home builders.
Another Texas land investor, Stratford Land Co. To sell, Stratford looks to double the money it spent on the land. Last year, Paulson for the first time since then sold tracts in a few markets, though it intends to also keep buying and holding land in markets where it thinks prices still have room to rise. But the land market lost momentum late last year as home buyers began to balk at rising prices and higher interest rates.
A look at the sequential, quarter-to-quarter change in land prices underscores the cooling of the market. On a year-over-year basis, the latest TransUnion report showed that total debt fell 0. When both delinquencies and debt go down, we anticipate consumers may find more opportunities to gain access to better credit offers as competition for their business increases. The commission report on Tuesday forecast growth in the broader EU—buoyed by strong momentum in the U. Eurostat on Monday said inflation in the euro area is running at 0.
Hitting that target will require significant new cuts, as the budget deficit is forecast to hit 6. The State Administration of Foreign Exchange, an agency under the central bank, did not acknowledge its role in guiding the currency.